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Representative Example for Personal Contract Purchase (PCP): Cash price £48,995.00, Annual Interest Rate (fixed) 5.37% p.a., with a representative 10.9% APR, total amount of credit £44,096.00, deposit of £4,899.00, an initial payment of £815.20, followed by 47 monthly payments of £815.20 with a final payment of £18,601.00, total amount payable is £62,629.60, the annual mileage is 10,000 and the excess mileage fee per mile is £0.10. Pay monthly then buy, swap or return